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Build your new venture on a foundation banks can’t reject.
Whether you’re building from zero, expanding what works, managing daily operations, or financing your profession — Stature Capital structures the right debt, through the right banking channels, at the right time.
From ₹10 Lakhs to ₹1000 Crores · Greenfield to Brownfield · Startups to Enterprises · Industrial to Professional
Banks in India are sitting on capital. PSU banks, private banks, NBFCs, and government-backed schemes disburse lakhs of crores every year. The money exists. The appetite to lend exists.
What doesn't exist — for most businesses — is a proposal that speaks the bank's language.
A credit analyst doesn't fund your vision. They fund a file. A file that demonstrates cash-flow alignment, project viability, collateral structure, and repayment discipline.
At Stature Capital, every product comes with one guarantee: by the time your proposal reaches a lender, it is structured to be approved — not submitted to be reviewed and forgotten.
Here’s how we protect your liquidity from day one.
The problem this solves: A fresh project is the hardest thing to get financed in India. You have no operating history, no revenue trail, and no existing relationship with the bank. Lenders default to aggressive collateral demands that lock up more assets than the loan itself is worth.
The Stature Capital difference: We don’t walk into a bank with your idea. We walk in with your proof. We build revenue projections, utilization timelines, break-even clarity, and a Techno-Economic Viability report that answers every question a credit analyst is trained to ask.
Your track record should do the heavy lifting — not your property.
The problem this solves: You've built something real. Your business has revenue, operational history, and market demand. But banks may still look at land valuation instead of order book and EBITDA.
The Stature Capital difference: For established businesses, collateral is not the story — performance is. We structure packages using operational strength, cash-flow history, DSCR headroom, and sector positioning as the underwriting foundation.
Working capital structured around your actual rhythm.
The problem this solves: Most businesses that struggle with cash flow are not unprofitable — they’re underfunded at the working capital level. Inventory piles up, receivables sit uncollected, and suppliers demand cash.
The Stature Capital difference: Working capital is not one-size. Your business has a specific cash conversion cycle. We size and structure every facility around that rhythm.
Cash Credit (CC) Limits: A revolving credit facility drawn against inventory and receivables.
Overdraft (OD) Facilities: Flexible liquidity linked to your current account.
Corporate Term Loans: Structured disbursement with defined repayment.
Trade further without touching your cash.
The problem this solves: Guarantees and payment assurances often decide whether you win a contract or lose to a better-structured competitor. Many MSMEs lose opportunities because they cannot back commitments with a bank instrument.
The Stature Capital difference: Non-fund-based facilities lend bank credibility to yours. We integrate instruments into your overall credit structure so they work with your fund-based limits.
Letters of Credit (LC): Payment commitment for import financing, procurement and cross-border trade.
Bank Guarantees (BG): Written promise for bid submission, performance security, advance payment guarantees and contracts.
Packing Credit Limits: Pre-shipment financing for exporters.
Protect the cash flow that runs everything else.
The problem this solves: Buying equipment outright depletes working capital. Poorly structured equipment loans create repayment stress before the machine generates revenue.
The Stature Capital difference: We design feeder funding models where EMI obligations begin after commissioning, aligned to the revenue cycle the equipment creates.
Ticket size: ₹10 Lakhs to ₹50 Crores per equipment set.
Tenure: 3 to 7 years, structured to cash flow.
Let us help you claim capital reserved for you.
The problem this solves: India has created powerful financing schemes for first-generation entrepreneurs, women business owners, SC/ST promoters, and MSMEs. Most eligible businesses never access them because no one shows them how to apply correctly.
PM MUDRA Yojana: Collateral-free loans for micro and small enterprises — Shishu, Kishore, Tarun and Tarun Plus categories.
Stand-Up India: Bank loans between ₹10 Lakhs and ₹1 Crore for SC/ST and women entrepreneurs setting up greenfield enterprises.
CGTMSE: Credit guarantee-backed support for MSMEs under eligible schemes.
The Stature Capital role: Eligibility mapping, documentation, project report preparation and end-to-end execution through the right bank and branch.
Financing that fits the profession.
The problem this solves: Professionals have bankable income profiles, but generic business loan templates don’t fit practice needs such as clinic setup, diagnostic equipment, and working capital for consumables.
The Stature Capital difference: Purpose-built structures for professional practice setups — one unified proposal covering the full capital requirement.
Typical ticket size: ₹25 Lakhs to ₹10 Crores. Security: Primarily income-based; minimal collateral for strong profiles.
We finance the businesses that make it happen.
The problem this solves: Solar and clean energy project finance is technically complex, with requirements around DSCR, off-take agreements, grid connectivity and approvals that many general consultants cannot handle.
Utility-Scale Solar Projects: Ground-mounted plants for IPPs, developers and scheme beneficiaries. Ticket size: ₹5 Crores to ₹500 Crores.
Rooftop Solar — Commercial & Industrial: On-site installations under CAPEX or RESCO models. Ticket size: ₹25 Lakhs to ₹50 Crores.
Solar Manufacturing Finance: Working capital and term loan financing for solar component manufacturers.
EPC Contractor Finance: Working capital lines, bank guarantees and non-fund-based facilities for solar EPC companies.
Clean Energy & Other Renewables: Wind, biomass, small hydro, and hybrid projects through appropriate banking and NBFC channels.
Before we approach a single lender on your behalf, we do the work that determines whether you get funded — or forgotten.
Build your new venture on a foundation banks can’t reject.
We design the product, facility size, tenure, collateral position and banking channel.
We prepare project reports, DSCR analysis, TEV assessment, projections and documentation.
We coordinate with lenders and credit committees until sanction and disbursement.
We help deploy capital, manage books and build a track record for future funding.
Build your new venture on a foundation banks can’t reject.
We design the product, facility size, tenure, collateral position and banking channel.
We prepare project reports, DSCR analysis, TEV assessment, projections and documentation.
We coordinate with lenders and credit committees until sanction and disbursement.
We help deploy capital, manage books and build a track record for future funding.
Engineering, auto-components, textiles, garments, food processing, chemicals, plastics, packaging, paper, printing, pharmaceuticals.
Real estate developers, civil contractors, EPC companies, road projects and industrial parks.
Wholesale distributors, importers, exporters, commodity traders and FMCG distributors.
Logistics, hospitality, healthcare, diagnostic centres and education institutions.
Solar developers, EPC contractors, rooftop installers, component manufacturers and hybrid energy projects.
Doctors, dentists, CAs, company secretaries, architects, veterinarians and pharmacists.
Engineering, auto-components, textiles, garments, food processing, chemicals, plastics, packaging, paper, printing, pharmaceuticals.
Real estate developers, civil contractors, EPC companies, road projects and industrial parks.
Wholesale distributors, importers, exporters, commodity traders and FMCG distributors.
Logistics, hospitality, healthcare, diagnostic centres and education institutions.
Solar developers, EPC contractors, rooftop installers, component manufacturers and hybrid energy projects.
Doctors, dentists, CAs, company secretaries, architects, veterinarians and pharmacists.
Most businesses that come to us were not unfundable. They were just unstructured. A different proposal, a different lender, a different approach — and the same rejected business gets approved.
Tell us your requirement. We’ll tell you exactly what it takes to get it funded.